Your home is your most valuable asset and should be protected. Homeowners Insurance offers financial and liability protection of your home and possessions. We understand the unique insurance challenges specific to Louisiana, and we’re here to assist you in providing the right type of insurance coverage for your needs.
A Homeowners policy covers loss or damage to dwellings and contents, including those resulting from a hurricane, fire, lightning, windstorm, hail, explosion smoke, vandalism, and theft. It also covers your increased living expenses in the event your home is damaged after a loss and can’t be lived in.
Flooding is the #1 disaster in America and can cause costly catastrophic damage. Homes located in coastal areas and “high risk” zones are usually required to carry flood insurance. However, 25% of all flood claims are in “low risk” areas.
Physical damage to your property from flooding is not covered under a standard homeowners, condo, renters or dwelling fire policy and requires separate insurance. Generally, a flood policy covers flood damage including overflow of inland and tidal waters, mudflow, erosion along shoreline, and rapid, unusual accumulation or runoff of surface water.
Group Health Insurance
Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? Group health insurance offers small business employers who want to provide health and/or dental insurance to their employees — affordably, flexibly, and conveniently. Our innovation products and services are designed to:
Emphasize the importance of lifestyle health behaviors on healthcare costs and employee productivity;
Assist in the proactive management of healthcare costs for the employer groups we serve;
Provide support for providers who are establishing and running an efficient practice.
Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die. Life insurance proceeds could mean your dependents will not have to sell assets to pay outstanding bills or taxes. An important feature of life insurance is that no income tax is payable on proceeds paid to beneficiaries.
Taking Care of Your Business
It's hard to know just how your business needs to be insured and what you should be insuring for. But don't worry, today we're going to go over all your questions. Your business needs may include General Liability, Professional Liability, Workers Compensation, Business Owners Policy (BOP), Commercial Auto, Commercial Property, Bonds, and Artisan Contractors. We have you covered.
Choosing Your Car - We know it's often hard to figure out how to determine what type of car you should get and what type of benefits roll along with it, but now it's easier than ever to determine what to get.
Check out this great video: Anthony Anderson’s Personal Story Life Happens